26.09.2017 Car Insurance
Are you driving a car that has seen better days? It may have passed the NCT but that is only an indication that it is roadworthy at that point in time and not a guarantee of its safety on the road in the months to follow.
We know there are significant costs associated with changing your car but there are lots of practical reasons to consider it. Some might even save your life:
Your safety and the safety of others on the road should be first and foremost when it comes to the car you drive. Euro NCAP are a European organisation that provide consumer information on the safety of new cars. To mark their 20th Anniversary they crash tested a new car and a car that is 20 years old. The differences are startling. Imagine that was your family in the Rover 100?
How much of an impact is your older car having? Fuel efficiency and emission standards are always changing, so the newer your car the more fuel efficient it is likely to be saving you money at the pump and reducing its impact on the environment. Also, it might be worth considering an electric car.
The older a car gets, the more it suffers from wear and tear. If you haven’t replaced oil filters, battery, spark plugs, fan belt or clutch, chances are you will have to soon. The parts even in the best maintained cars only have a certain lifespan so instead of spending money in the garage consider spending it on a newer used car.
The age of your car is a factor we consider when calculating your premium. To encourage you to drive the safest car you can AIG Ireland typically does not insure cars over 15 years old.
New doesn’t have to mean brand new, a newer second hand car could be a great solution. Follow our tips if you are thinking of buying a second hand car.