Cookie Policy

We respect the privacy of all users of our website.

This website uses cookies. Our cookie policy explains what cookies we use on our website and the purpose of each cookie. It also explains how you can manage your preferences in relation to the cookies we use.

What are cookies?

Cookies are small text files that are placed on your computer, tablet or mobile device when you visit a website. Among other things, cookies can be used to recognise you or your device when you return to our website or browse other websites. Cookies help us to understand user behaviour, make our website work better and target online advertising.

Cookies can be set by the owner of the website (first party cookies) or in some cases by third party services the website owner allows to present information, run content or provide other functionality on the website, such as analytics (third party cookies).

We use the term cookies to describe cookies and other technologies that operate in a similar way.

For more information about cookies, you can visit www.allaboutcookies.org. Please note that this site is operated by a third party and not by us.

What types of cookie are there?

We categorise the cookies used on our website into one of four categories as follows:

Strictly necessary cookies – these cookies are essential to make the site function (e.g. to remember that you are logged into the website)
Performance cookies – these cookies allow us to monitor the performance of the website and how it is used (e.g. analytics cookies); these cookies enable us to identify problems with the website and to identify where improvements can be made
Functional cookies – these cookies are used to enable certain functions of the website to operate (e.g. to show embedded videos) and to remember your preferences (e.g. remember preferences such as not showing the cookie consent banner after you have clicked "I agree")
Advertising cookies – these cookies are used in connection with the provision of targeted advertisements on other sites, and to track any sales due to these advertisements. For example, these cookies will remember that you have visited our website and may be used to show you a tailored advertisement on another website, such as a social media platform.

How do I change my cookie settings?

Strictly necessary cookies are set automatically and this cannot be changed using the banner or the 'Your Cookie Preferences' box on this page.

You can control whether Performance, Functional, and Advertising cookies are set using the cookie banner at the top of the website, or using the 'Your Cookie Preferences' box. We will use the following strictly necessary cookie to remember your preferences: Laya Cookie Preferences and Banner Cookie (see the table below for details).

Once you have submitted your cookie preferences, the cookie banner will disappear from your screen, and re-appear after a period of 6 months. If you had opted in, but do not opt in again at this 6 month point, the cookies set by the website will still exist on your browser, for the lifespan listed in the cookies table below, but will cease to operate. You can completely remove cookies from your browser by following the instructions in this section of this policy.

You can use your browser settings to choose whether you want to accept cookies or not, as well as to remove cookies that have been set on your device.

You can find out how to manage cookies on popular browsers by using the links below:

To find information relating to other browsers, visit the browser developer's website.

To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout.

It may also be possible to install extensions into your web browser that block cookies and online advertising. Please consult your browser developer's website for more information on this technology.

While you can still visit and browse our website if you block or remove cookies, the functionality and performance of the website may be impaired as a result, and you may be prevented from using certain services provided through the website.

If you would like to change your preferences in relation to certain cookies used for online targeted advertising, you can also visit the self-regulatory program opt-out webpages listed below:

Please note that these sites are operated by third parties and not by us. Please also note that any opt out preference selected will only apply to the web browser on the particular device from which you access the opt-out options.

What cookies are used on the website?

The table below explains the cookies we use on our website, why we use them and how long they stay on your device:

Cookie / Responsible Party	Category	Name	Purpose	Lifespan	Type of Cookie
Session Cookies / AIG	Strictly Necessary	ASP.NET_Sessionid, HASH_ASP.NET_Sessionid	AIG session cookie. Used for purchasing and login functionality.	Expires after the browsing session (ie when the browser is closed)	1st Party
Quotation & Purchase Cookies / AIG	Strictly Necessary	CHERef, CUPCHRef, CUPHRef, CupRef, CURef, TVLRef & HASH_ varieties	AIG purchase path cookie. This cookie is used for Quote Authentication security.	Expires after the browsing session (ie when the browser is closed)	1st Party
AIG User Cookies / AIG	Functional	claimsTypeCookie, lastVisitedPath, JSESSIONID	These cookies are used to help show if you are a returning user.	Expires after 18 months, JSESSION expires after broswing session	1st Party
Cookies consent cookies / AIG	Functional	check, LayaCookie, HASH_LayaCookie	This cookies are used to help show if you have accepted the cookies consent both on AIG.ie and on LayaTravelInsurance.ie (run by AIG.ie)	Expires after 1 week, check expires after broswing session	1st Party
LivePerson (Chat) / LivePerson	Functional	LPSessionID, LPSID-60818905, LPVID, LPVisitorID, lpTes	These cookies are used to enable the webchat feature of the website to operate. To view the LivePerson privacy policy, please visit: https://www.liveperson.com/policies/privacy.	LPSessionID, IpTest and LPSID-60818905 expire after the browsing session (ie when the browser is closed) LPVID and LPVisitorID expire after 2 years	3rd Party
AdobeMarketing Cloud / Adobe	Performance	AMCV_, mbox PC	Adobe Marketing Cloud usage analysis cookies. Used to analyse vistors usage of the website (where they click, where they scroll…etc.) to better improve our website.	Expires after 2 years	3rd Party
AdobeMarketing Cloud / Adobe	Performance	demdex, dextp, dpm	Adobe Audience Manager cookie. Used to analyse vistors usage of the website to better improve our website.	Expires after 6 months	3rd Party
AdobeMarketing Cloud / Adobe	Performance	AMCVS_, s_sess, s_sq, mbox, s_pers, mboxSession, trackParams	Adobe Marketing Cloud cookie. Used to temporarily store analytical data	Expires after the browsing session (ie when the browser is closed)	3^rd Party
AdobeMarketing Cloud / Adobe	Functional	s_cc	Adobe Marketing Cloud cookie. Used to check if Cookies has been accepted	Expires after the browsing session (ie when the browser is closed)	3^rd Party
Sessioncam / Sessioncam	Performance	sc.UserId, sc.ASP.NET_SESSIONID, , SessionCamTestCookie, sc.ASP.NET_SESSIONID, sc.InTg,, sc.Status	Sessioncam usage analysis cookies. Used to analyse vistors usage of the website (where they click, where they scroll…etc.) to better improve our website.	Sc.Userid expires after 1 year . All others expire after the browsing session (ie when the browser is closed)	3^rd Party
AppNexus / AppNexus	Advertising	uuid2	AppNexus remarketing cookie. Remarketing cookies are used to send relevant ads to users on subsequent sites.	Expires after 3 moinths	3^rd Party
Crimtan / Crimtain	Advertising	cid, cid_...	Crimtan remarketing cookie. Remarketing cookies are used to send relevant ads to users on subsequent sites.	Expires after 1 year	3^rd Party
Salesforce DMP / Salesforce	Advertising	_juid_	Salesforce Audience Studio cookie. Used to identify unqiue visitors and any ads previously served to these users.	Expires after 6 months	3^rd Party
The Trade Desk / The Trade Desk	Advertising	TDCPM, TDID	Google/DoubleClick remarketing cookie. Remarketing cookies are used to send relevant ads to users on subsequent sites.	Expires after 1 year	3^rd Party
LiveRamp / LiveRamp	Advertising	pxrc, rlas3	LiveRamp remarketing cookie. Remarketing cookies are used to send relevant ads to users on subsequent sites.	pxrc expires after 2 months. Rlas3 expires after 1 year	3^rd Party
Google Analytics / Google	Performance	_ga, 15cc397dc8974dd5588142d2aab116c3, _gat_539be4bb8c173940fa6d35912b5a2689, _gid	Google Analytics website usage analysis cookies	Expires after the browsing session (ie when the browser is closed). _ga expires after 2 years.	3^rd Party
Google Double Click / Facebook	Advertising	_gcl_au, _fbp, _gcl_au, IDE, test_cookie	Google/DoubleClick remarketing cookie. Remarketing cookies are used to send relevant ads to users on subsequent sites.	Expires after 3 months. IDE expires after 13 months and test_cookie expires after 1 day	3^rd Party
Facebook Remarketing / Facebook	Advertising	fr, (unnamed cookie)	Facebook remarketing cookie. Remarketing cookies are used to send relevant ads to users on subsequent sites.	fr expires after 3 months. The unnamed cookie expires after the browsing session.	3^rd Party
Twitter Remarketing / Twitter	Advertising	personalization_id	Twitter remarketing cookie. Remarketing cookies are used to send relevant ads to users on subsequent sites.	Expires after 2 years	3^rd Party
YouTube / YouTube	Advertising	YSC, GPS, VISITOR_INFO1_LIVE	You Tube Usage Tracking. This cookie is set by YouTube to track usage of their site. It is automatically set when videos are used on a page.	Expires after the browsing session (ie when the browser is closed). VISITOR_INFO1_LIVE expires after 6 months.	3^rd Party