Discover the Benefits of AIG Pupil Protector
Look after your children attending school as students with our innovative Pupil Protector policy which provides assistance and financial support if your child suffers from an accident while undertaking a school activity.
Nobody wants to think about anything happening to their children and usually the financial implications of a serious accident can add extra stress to the situation. That’s why our pupil plan offers excellent benefits and features that many cover providers don’t from just €2.45 per pupil.*
*Price based on 1 pupil with compulsory cover for school activities only as of January 2016.
20% Discount Online
We believe you will find our premiums very competitive with a 20% discount available online. We also include a range of features which give parents added peace of mind.
Medical Second Opinion
Benefit from a free Second Opinion by a medical specialist on any medical diagnosis given by a hospital consultant in Ireland with a range of treatment and research advice.
Medical & Rehabilitation
Get expert advice for your child following an accident from our highly qualified staff offering valuable assistance and insight on post-accident treatment and rehabilitation.
What is Pupil Protector Insurance?
Pupil Protector is a new and innovative Personal Accident Plan designed to provide financial support and assistance in the event of an accident to a child while at school or undertaking a school activity. Every year many children require hospital treatment following an accident and the consequences can be very serious, often leading to permanent disability. Our Pupil Protector Personal Accident Plan is designed to provide financial support for parents to meet some of the medical, dental and other bills that arise when serious accidents happen. Our plan provides a wide range of insurance benefits some of which are not available on similar schemes with competitors. Please read our policy wording for full details of the cover.
Benefits Table
View a summary of the pupil protector cover below and learn the events that you are protected for and the amount of benefits you would be due. The table below offers a great overview of the cover and can help give you a sense of how the policy might help you.
| Pupil Protector Benefits Table | |
|---|---|
|
Paralysis from the neck down |
€200,000 |
|
Brain damage |
€200,000 |
|
Permanent total disability |
€150,000 |
|
Loss of sight in both eyes |
€150,000 |
|
Loss of both hands or both feet |
€150,000 |
|
Loss of sight in one eye |
€100,000 |
|
Loss of one hand or one foot |
€100,000 |
|
Loss of hearing: |
|
|
(a) both ears |
€100,000 |
|
(b) one ear |
€40,000 |
|
Loss of speech |
€40,000 |
|
Death by accident |
€25,000 |
|
Full Thickness Burns….up to |
€20,000 |
|
Facial Scarring....up to |
€2,000 |
|
Hospitalisation €20 for each 24 hours…. up to |
€1,800 |
|
Medical & Dental Expenses not recoverable from any other source…. up to |
€40,000 |
This is a summary of cover only. Please see the policy wording for full list of Benefits, Terms & Conditions.
Cover Options
Option A – Compulsory Cover
Under this option all pupils on the school register are insured for the chosen option. Only one of the following options may be selected.
| Standard Cover | €50 Excess* | €100 Excess* | |
|---|---|---|---|
|
24 Hour Cover |
€6.20 Per Pupil | €4.95 Per Pupil | €4.35 Per Pupil |
|
School's Activities Only |
€3.50 Per Pupil | €2.80 Per Pupil | €2.45 Per Pupil |
|
All Staff (School Activities) |
€4.90 Per Member | €3.90 Per Member | €3.45 Per Member |
*excess is per accident per pupil
Staff can be included if required but all staff in the school must be insured for School Activities Only cover. The premium per staff member is €4.90, €3.90 or €3.45 depending on what option you choose.
Option B – Optional/Specified Pupils Cover
Under this option parents must select which cover they wish to buy for their child. A list of all pupils insured by class and by cover choice selected should be submitted with your application form.
| Standard Cover | |
|---|---|
|
24 Hour Cover |
€7.00 Per Pupil |
|
School's Activities Only |
€4.50 Per Pupil |
To get confirmation of the premium please call us on 1800 287 287 & Buy. Schools who wish to purchase cover online will receive a 20% online discount. All premiums include government levy. Cheques should be made payable to AIG. This is a summary of cover only. Please see the Policy Document for full list of Benefits, Terms & Conditions.
Rehabilitation
Medical Management Services Ireland and Medical & Rehabilitation with Medical Management services are offered as an automatic feature of our Pupil Protector Schools Personal Accident policy.
Should an accident occur which is covered under our policy, as part of our claims management services we can appoint a designated Medical Case Manager who will be available as a first line advisory service to assist parents at this stressful time.
Your Medical & Rehabilitation Case Manager will discuss your child’s current medical situation and advise you in relation to the medical pathway to follow as regards physiotherapy and general recovery and well being. Medical & Rehabilitation will also advise on service providers in your area who will assist you with the overall management of your child’s condition.
In the case of more serious accidents your Claims Handler will coordinate all of these services with our Medical & Rehabilitation Team on your behalf, allowing you to spend more time with your child without the added stress and worry that such situations can bring.
Second Opinion Services
Get expert advice from medical experts around the world with our free Second Opinion service which gives you access to a another professional view on a diagnosis and treatment while also offering practical advise and alternative treatment suggestions.
It's important to know...
Our products are available for Republic of Ireland residents only. You must be 18 years or over to purchase a policy.
This cover is suitable for thosed aged between 4 and 21 and are currently attending school.
Application Forms:
Do you have a question?
You can find a most of the information around this policy above but if not, you can contact our Pupil Protector team between 9am - 5pm on 1800 287 287.
If you need help with your existing policy or are looking to renew, you can find all your relevant information on our Existing Customers page.
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AIG Pupil Protector from €2.45 per pupil. Price based on 1 pupil with compulsory cover for school activities only as of July 2017.