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Our car insurance teams are often asked about the difference between third party, fire and theft and comprehensive insurance and which one is the right option. The answer really depends on your circumstances but we wanted to answer some of your most common questions so you can make the choice that is right for you:
As the name suggests, comprehensive insurance offers the most cover for you and other people’s cars. However it is important to remember that it may not cover all eventualities. It is important to read policy documentation in detail to make sure you understand what is and is not covered.
Comprehensive insurance may be the right option for you if:
Comprehensive car insurance can be more expensive than third party fire and theft however it is worth checking this by getting a quote as it is not always the case.
It is the most basic form of car insurance that AIG Ireland offer. It covers your costs if your car is:
Third party, fire and theft will also cover the costs of the other person involved in an accident with your car but it will not cover your personal costs or the costs to repair your car if an accident occurs no matter who is at fault.
Third party fire and theft may be the right option for you if:
Third party, fire and theft may not be the right option for you if:
No matter which option you think is right for you, AIG Ireland offer some of the most competitive prices.