21.01.2016 Travel Insurance
With the arrival of summer, many of us are counting down to our summer holidays. Whether you holiday at home or abroad this year, if you plan to hire a car, avoid these car hire mistakes and save time and money while you are away.
Even if the price claims to be "inclusive", there are a number of items and services that may not be included. The cheapest option may not always be best either with high excesses or additional costs like:
Make sure that any deposit you pay will be deducted from the total price and will not appear as a separate, additional charge on your credit card bill.
To understand what your rights and obligations are, always read the contract carefully. Don't be afraid to ask about anything that you don't understand before signing it. Never sign a contract unless you are clear about its contents and are happy with all the terms and conditions attached to it. It is important to check the excess for damage because it can be expensive.
Pay particular attention to the following:
When you pick up and return the car, make sure you get an employee of the rental company to confirm, in writing, any damage that's on the car before you drive it. You should also do this when you drop the car off to confirm that no damage occurred while you had the car and to avoid paying excess for damage.
Usually, you will be given a checklist or a diagram of the existing exterior damage when you pick the car up. If not, make a list of your own and have it signed. Doing this can avoid paying excess for damage.
Check that the car's equipment:
Are in good order before setting off. For your own safety there are some essential car safety tips to consider no matter where you are driving.
This is an important piece of car rental advice, are there any limits on the distance you can travel in the rental period? Is crossing International borders allowed? Also check if you need an international driver's permit or other documentation in the country you are renting in.
Make sure the insurance you, and anyone who will be driving the car, take out is adequate for your needs. Also, will you have to pay any excess in the event of something going wrong? If you are liable for an excess Car Hire Excess Insurance can help protect you against having to pay a large excess in the event of damage to your hire car.
It is never a good idea to return a vehicle outside business hours, as you can't get someone to confirm that no damage has been done. If you must do this take pictures showing the condition of the car. This may suffice as evidence that no damage occurred during the rental period. Leave yourself enough time to check the car and don't leave it to the last minute to return it. Doing this can avoid paying excess for car damage.
Although rules and regulations will vary by country it is generally easier to rent a car in the US. There are more complexities around insurance and terms and conditions in Europe however don’t let this put you off, once you are on the open road, looking at stunning scenery it will all be worth it!
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