For Times Like These...

Buy House Insurance Online & Enjoy a 10% Discount*

*Subject to minimum premium. Underwriting criteria applies. Optional extras not included. New customers only.

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AIG Home Insurance

Protect the things that matter most to you with Home Insurance from AIG.

On top of offering you a variety of options for household insurance that suit your needs without breaking the bank, you can also get fantastic Home Insurance with prices starting from €210.[1]  Come rain, snow, flood or fire, we’ve got you covered. All of our cover levels insure you against fire, smoke, storm, flood, freezing, escape of water or oil, stealing, malicious damage, subsidence and heave or landslip. Learn more about our different levels of house insurance cover below and get a home insurance quote from AIG today.

[1]Terms and Conditions apply.

 

Important Information on Under-Insurance

A Central Bank of Ireland review of the Home Insurance Market in September 2022 highlighted the risk of Under-Insurance to Homeowners. Find out how it might affect you and the actions you can take today.

Learn More

Why You Should Switch To AIG Home Insurance Today?

Your home is a sacred place; a treasure trove of all your personal items, a place for your entire family to be safe and bond & a place of relaxation and rest. At AIG we understand this and we want to ensure that your home is kept safe so you and your family can enjoy peace of mind in your own personal space. When you take out a home insurance quote with AIG you can be sure of the below benefits:

Save 10% Online[1]

Buy online and you instantly save 10% on your Home Insurance & earn 30% off with 3 years or more No Claims Discount.

Earn 20% Off With AIG Car Insurance

Earn additional discounts on your premium as an existing AIG car insurance policy holder with our 20% Loyalty Discount off your home cover.

Emergency Home Assist Helpline

Our 24 hour Home Assist emergency helpline gets you in touch with a network of repairers to help alleviate the effects of a loss. Call 0818 112 224

[2]To qualify for 30% off your home quotation, you must have at least 3 years claims free history on the house to be insured. 30% Discount for 3 years No Claims. A 10% & 20% discount applies for 1 year & 2 years No Claims respectively.

Home Insurance Comparation

We offer two attractive cover levels giving you the choice to choose what's needed for you. The Plus plan includes "essential" covers and extra benefits at a competitive price while the Premium plan offers our widest range of benefits to protect your home. Choose a level of Home Insurance Cover that suits your needs.

Essential Cover

 Accidental breakage of glass and sanitary fittings

 Door locks replacement: Up to €750

 Fire Brigade charges: Up to €1,500

 Satellite dishes, TV aerials and masts up to 30ft: Up to €1,500

 Vouched clean-up expenses (oil escape): Up to €1,500

 Title deeds: Up to €750

Essential Cover Limitations

Essential Home Insurance cover may not be the right option for you if you want cover for additional scenarios such as adapting your home following a disability or credit card or debit fraud & you want extras with your policy like inclusion an inclusion of Unspecified All Risks Cover

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Plus Cover

+ All The Benefits Of Plus With Higher Limits

 Inclusion of Unspecified All Risks Cover up to €3,000

 Fraudulent use of credit/debit cards – up to €3,000

 Adaptation of Home (following disability) up to €10,000

 Damage to headstones up to €1,000

 Landscaping cover up to €1,000

What To Consider With 'Plus Cover'?

Plus Home Insurance is typically more expensive than our Essential cover. However it does come with many more benefits which you may decide are better suited to your needs. This is our most comprehensive package for protecting your home.

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Optional Extras To Enhance Your Home Insurance Cover

Accidental Damage

For wider protection of your home and its contents get cover for any accidental damage that may occur.

All Risks Cover

All Risks cover is a type of coverage that includes all items - even items you may not have specified - in your cover.

What Is All Risk Insurance?
Pedal Cycle Cover

Do you cycle a lot or own a couple of bikes? Your bicycles can be insured for up to €1,000 per bike.

Note: See our relevant product information document for full details, including exclusions and excess information.

 

 

What is Contents Insurance?

Contents insurance is designed to protect your personal belongings and items if you are the victim of a theft, fire or flood and save you from the extra stress of having to replace these items on your own.

Find Out About Contents Insurance

Frequently Asked Questions

You can find a list of our most frequently asked questions on our FAQ page. If you are looking to make changes to your policy you can find out how to do so on our Existing Customers page. You can also find a wide array of helpful tips and advice on our blog.

Policy Documents

You can find our Home Insurance Policy Document and IPIDs including all our historical versions, by following the link below.

Policy Documents

Have A Question?

You can contact our customer service team between 9am - 6pm on 0818 244 244. If you need help with your existing policy or are looking to renew, you can find all your relevant information on our Existing Customers page.

Call: 0818 244 244

What Our Customers Are Saying

★★★★★

Absolutely brilliant service highly recommend girl was so helpful and got insurance straight away very efficient . Totally give a 10 out of 10.

- Melissa, August 2022

★★★★★

The person on the call had a problem with the application and he explained and found a solution very smoothly and was incredidibly clear expalining the cover and making sure I had as good a policy as last time. Home insurance: very good product with advice on how to make your home even more safe.

- Trusted Customer, August 2022

★★★★★

I have held insurance policies with AIG for a few years now and I find them helpful and very competitive. They help with adjusting my policy to what my needs are each year.. I would highly recommend AIG.

-  Linda, September 2022

★★★★★

Customer service agent was very friendly, very prompt in getting things done and knew what she was doing. All of these things make the process alot easier. Excellent member of staff. Home Insurance: Great cover and great customer service and reasonable price.

- James, September 2022

Independent reviews from Feefo. Read all reviews here.

 

Our Home Insurance Quote Page is Divided into Six Simple Sections

1) About You:

Fill us in on the basics - your name, email address, and phone. Along with your Eircode, date of birth, and employment status.

2) About Your House:

Show us around your property that you are looking to insure - property type, year built, if it’s mortgaged, have you smoke alarms, does any of the property have a flat roof and do you have a security alarm. The security of a monitored alarm will lead to a cheaper quote.

3) Your Cover:

What your building and your contents value. Make sure you remember to include the full cost of what you are insuring to replace as new and to include any boundary walls and outbuildings like garages, sheds or driveways.

4) Additional Info:

Give us a history lesson on your past policies— if you have ever had to make a claim, and do you require a joint proposer. 

5) Optional Covers:

Add extra protection for your valuables like jewellery and sports or photography equipment. 

6) Policy Start Date:

Let us know when we can start covering you — tell us if you have had previous insurance, if you have ever had to make a claim, if you have a motor policy and is there any additional material information you need to let us know about.  To get the full 30% No Claims discount, you will have to let us know your previous insurer and confirm that you haven't made a claim on your home or contents in the last 3 years.

What's The Secret To A Lower Quote On Home Insurance?

We have a few tips…

1) Purchase your home and car insurance together. AIG offers fantastic rates on car and travel insurance.  When you double up with car insurance, you can save 30% on your Home Insurance.

2) Disaster-proof as much as possible. It’s impossible to be prepared for everything, but adding extra protection to your roof, windows, and risky areas of your home can reduce your quote, not to mention having properly operating smoke detectors.

3) Homebodies get better benefits. If you’re often away from your home for 28 days at a time, you may see an increase in your quote.

4) Lock it up. Quality locks paired with a burglar alarm can translate to serious savings, not to mention peace of mind.

Learn About Protecting Your Home & More

See more helpful tips and articles in our Home Insurance Blog

What To Do If Your Home Is Burgled

Our home is our sanctuary, the one place we want to feel safe and secure, away from the chaos of the outside world. But what do you do if you experience a burglary? There are steps you can take straight away

FIND OUT MORE

The Ultimate Guide to Insuring Your New Home

Congratulations! You’ve made it through the labyrinth that is buying a new home. Now that you’ve got your new keys, you’ll need one more thing before you’ve got all the boxes packed and unloaded in your new place - home insurance.

FIND OUT MORE

Are your Contents Covered?

It's always worth checking that all your belongings are covered in your home insurance policy. We had a look at some of the statistics surrounding winter time and put together a handy infographic on your contents.

FIND OUT MORE

Home Insurance: What Is All Risk Insurance?

Do you know what all risk insurance is? If not and you own a home this is for you! Learn more about home insurance today.

FIND OUT MORE

Terms and Conditions:

*10% discount using the Promocode: AIGHOME10. This home promotion is subject to a minimum premium for Buildings and Contents cover of €210 ex levies. (based on 3 bed house in Dublin with Buildings up to €190k and Contents up to €25k with burglar alarm and claims free for 3 years). Underwriting acceptance terms and conditions apply. Optional extras not included. This promotion applies to new residential owner-occupied home customers only.    

[1] Our Home Insurance policies are subject to a minimum premium of €210 for Buildings and Contents, €105 for Buildings cover only and €105 Contents cover only. All minimum premium amounts exclude 5% government levy.