Property ‘All Risks’ and Operating Losses

Cover that protects the business from financial effects of property damage

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Reasons to consider Commercial Property Insurance from AIG

Extensive, tailor-made cover

Our most extensive protection insurance for your property, which financial losses arising due to an incident at the insured facilities. Importantly, the policy covers damage from any cause that has not been expressly excluded from the policy at the time of arranging cover.

Our strengths at your disposal

We are specialized in providing solutions for medium to large trades and services companies, operating locally and internationally. AIG’s global presence means we can offer programs tailored to specific customer needs anywhere in the world, together with logistical support and local market knowledge.

Who is it for?

Some activities for which we have developed specific approaches:

  • Hospitality, including hotels, golf and sports centres
  • Media and Telecommunications, including transmitters, studios and tower structures)
  • Infrastructure (sewerage, waste treatment, way communication, supplies)
  • Manufacture of materials for construction (like glass factories, tiles and ceramic makers)
  • Metalworking, including products and metal materials
  • Real Estate (shopping centers, conference centres, offices, commercial real estate)
  • Hospitals (hospitals, clinics, personal care centres)
  • Information Technology (services, development and research)

What is covered?

  • Commercial “All Risks”: Property and Business Interruption insurance for Commercial Businesses
  • Apartments: A bespoke 'All Risks' policy specifically designed for Apartments.

  • Property Owners: A bespoke 'All Risks' policy specifically designed for Property Investors

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