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Young Driver Car Insurance

Get 10% off BoxClever Car Insurance when you buy online[1]. Perfect for young or first-time drivers with 0 years NCB (No Claim Bonus), with cover from just €550.[2]

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Great Choice for Young & First Time Drivers

At AIG, we understand that getting on the road as a young or first-time driver is exciting but can also feel overwhelming when trying to find affordable car insurance. We believe insurance should be safer, fairer and simpler - which is why we created AIG BoxClever. Designed specifically for young and first-time drivers with 0 years No Claim Bonus (NCB), BoxClever uses black box technology to reward safe driving with cheaper quotes, helping you save money while building valuable driving experience.

Why Choose AIG Young Driver Insurance?

Rewards for Safe Driving

Track your driving in real time with telematics and get cheaper renewal quotes when you drive safely.

Theft Tracking Device

Built‑in tracking helps recover your car if it’s stolen and provides fast support after an accident.

Breakdown assistance

Our 24 hour Breakdown Assist in Ireland will give you peace of mind and comes as standard on all of our motor policies..[3]

Protection for Your Windscreen

Crack or chip in your windscreen? We’ll repair any damage quickly and easily so you’re back on the road in no time. 

Additional Car Insurance Benefits

We ve all been there - losing your keys is one of the many things that can happen as part of car ownership. Thankfully your young driver car insurance policy can give you peace of mind and coverage in the event that you lose your keys or they are stolen.

If your keys or lock transmitter are stolen we will pay for the cost of replacing:

  •  the door locks and/or boot lock
  • the ignition / steering lock
  • the lock transmitter and central locking interface

Up to €500.

Our insurance for first time drivers includes personal belongings cover, protecting you with up to €300 for accidental loss or damage to items in your car, such as the contents of a handbag.

We will pay for all fees connected with towage and storage of your car up to €300 provided you notify us within 48 hours of any accident or loss.

If you notify us more than 48 hours after the incident, we will determine the amount we deem reasonable to pay for fees accumulated.

Driving on a holiday? Our policy for first time drivers ensures you re covered by AIG when driving in the Republic of Ireland and the UK, including sea travel between Irish ports.

Our insurance for first time drivers also extends to driving in EU countries, as well as Switzerland, Iceland, Norway, and Croatia, for up to 45 days per insurance period.

VIEW DETAILED COVER BENEFITS

How Our Young Driver Car Insurance Policy Works

1. Set Your KMs

Estimate how much you will drive. Lower KMs means cheaper insurance but remember that if you go over your set KMs you will need to top up at an additional cost.

2. Get Your Device

Our smart Black Box Device that collects your driving behaviours and data is fitted into your car and the installation is covered within your insurance premium.

3. Drive & Learn

Drive freely with your cover from AIG and use your MyAIG portal to track how well you drive and learn how you can become a better driver while building your No Claims Bonus.

Black Box Insurance

What is Black Box Insurance?

Simply put, Black Box or Telematics is a means of tracking your vehicle and driving behaviour.

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More Benefits of Black Box Insurance

Theft Tracking Device

to help find your car if it's stolen.

Accident Alert System

to help keep you safe after an accident.

Easier, Accurate Claims

with a 24/7 dedicated Claims line.

Get a Courtesy Car

while your car is in for repair.

All of This is Included

With an AIG First Time Drivers Car Insurance Policy

 

More than 3 in 4 AIG customers who recommend us[3]

Improve Your Driving and Build Your 'No Claims Bonus'

"POSITIVE TEXT MESSAGES EACH WEEK TO LET ME KNOW HOW I AM GETTING ON WITH MY DRIVING! AND THE OVERALL MONTHLY SCORE."

Leanne - October 2024

Great Value For New Drivers

“VERY COST COMPETITIVE INSURANCE QUOTE FOR A YOUNG DRIVER. I WAS QUOTED 3X BY OTHER INSURANCE COMPANIES. ONLINE PROCESS WAS EASY AND SUBSEQUENT FITTING OF MONITORING BOX IN MY CAR WAS AN EASY PROCESS.”

Ella - October 2024

90% Customer Service Satisfaction.[4]

"I HAVE HAD A VERY POSITIVE EXPERIENCE USING AIG CAR INSURANCE. THEY ARE PROMPT IN ANSWERING QUERIES AND THEY MAKE IT VERY EASY TO DO BUSINESS WITH THEM. RELATIVE TO OTHER INSURANCE PROVIDERS, I THINK THEY ARE COMPETITIVELY PRICED ESPECIALLY FOR A FIRST-TIME DRIVER LIKE ME."

Adetunji - November 2024

One Helpful Agent Throughout your Claim.

"THE LADY WHO WAS DEALING WITH MY ISSUE WAS EXCELLENT. FIRST CLASS CUSTOMER CARE TEAM, EFFICIENT AND VERY HELPFUL. SHE HAD MY ISSUE SORTED OUT QUICKLY AND CALLED ME BACK TO CONFIRM EVERYTHING WAS OK WITH MY POLICY JUST DAYS BEFORE CHRISTMAS."

Sheena - December 2024

Frequently Asked Questions About BoxClever Insurance (FAQs)

AIG BoxClever Young Driver Insurance uses smart telematics (black box) technology to monitor your driving and reward safe habits with lower premiums. Unlike traditional insurance based on statistics, BoxClever bases your price on how you actually drive.

Yes! Learner permit holders can get BoxClever Young Driver Insurance. While driving on a learner permit, you must comply with the legal requirement to always be accompanied by a fully licensed driver. Your policy will automatically continue when you pass your driving test—just remember to tell us immediately if you (or any other named driver) obtain a full licence.

Yes, we offer a finance option which requires a 25% deposit at purchase followed by 9 instalments. See full terms and conditions at quote stage.

If you have cover for breakdown assistance it will be noted in your schedule of insurance. This will cover both roadside assistance and home start. You can find the full details here and in your policy booklet.

READ MORE FAQS

Have a Question?

You can contact our customer service team between 9am - 6pm on 0818 244 244. If you need help with your existing policy or are looking to renew, you can find all your relevant information on our Existing Customers page.

CALL US: 0818 244 244

Policy Documents

Find our Car Insurance Policy Documents by following the link below.

POLICY DOCUMENTS

Get Great Value Car Insurance Quote

Enjoy 10% off your car insurance by buying online.

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Terms and Conditions:

[1] 10% online discount automatically applied to all new business AIG BoxClever Car Insurance quotes. Subject to minimum premium.

[2] BoxClever Car Insurance is available from just €550. This price excludes levies and applies to a wide range of quotations. Figure based upon comprehensive insurance for a 22 year old student insured only, living in Knocklyon, Dublin 16, 1 year Full licence, no penalty points, 1 year no claims bonus and no previous claims, annual kilometres of 5,000, Driving a 2012 Ford Fiesta, 1.2 L Petrol, worth €5,000 for Social Domestic and Pleasure only. Replacement locks cover and windscreen cover included. Example Correct as Example Correct as of 16/01/2025 Quote ref 35095211733.

[3] Based on a combined promoter score of 74% in 8,050 AIG new business customers and renewing customers from June 2022 to June 2023.

[4] Rated 4.5/5 based on independant reviews from Feefo.

 

NOTE:

• Our products are available for Ireland residents only.

• You must be 17+ years or over to purchase a policy.