Telematics insurance is car insurance where a telematics device, either a box is fitted to your car or your smartphone using one of our apps is located within your car. The telematics device (your smartphone or a black box) then tracks many aspects of your driving.
We've a range of policies available included our free to try SmartLane app...
Become an XLNTdriver and get 5% off a comprehensive Car Insurance policy and the opportunity to earn another 15% off by being an excellent driver by scoring highly in our XLNTdriver App.
✔ 5% Upfront Discount
✔ Up to 15% Renewal Discount*
✔ Comprehensive Policy
✔ Better Your Driving
✔ Rewards & Benefits
With AIG BoxClever, we install a free Telematics Box in your car. This means we can offer you great rates, let you track your driving and earn rewards as well as enjoying additional safety benefits.
✔ Suitable for Under 27s
✔ Big Policy Discounts
✔ Free Installation
✔ Accident Alert System
✔ Rate My Drive Portal
Take the SmartLane Challenge and download the SmartLane app today. Drive for at least 1000km over 60 days and see how good a driver you are. You can even earn discounts on AIG Car Insurance.
✔ No Purchase Required
✔ 60 Day Challenge
✔ Good Driving Discounts
✔ Rewards & Benefits
✔ Improve Your Driving
*Score over 85 on the XLNTdriver App after 90 days or 500KM to earn 15% discount on your Car Insurance renewal.
When you take out a telematics car insurance policy with us, or decide to give our free SmartLane app a try, information is collected from your telematics device - either the AIG BoxClever telematics box (also called a black box) or your smartphone app. The telematics device then sends us your driving data which we analyse to find out how safely you drive.
After you've been driving for some time you can view your telematics data by using your personal login to our ‘Rate My Drive’ portal if you are using AIG BoxClever or by opening your telematics app.
1) A GPS system
Which tells us where you are in Ireland, what type of road you are on and when you are driving.
2) An Accelerometer
Which gives us information on any abrupt movements while driving such as heavy braking, sharp turning or even a car accident.
3) A SIM Card
Which is needed to send your recorded driving information to us.
4) Computer Hardware
Which processes your driving data, analyses it and helps send it to us.
The telematics device collects a range of data about your driving. This data typically contains...
We typically use the transmitted data...
For AIG BoxClever only:
Using the RateMyDrive portal with AIG BoxClever or by opening up your Smartphone app you can see a summary of your driving information, including summaries of your journeys, distance travelled and your scores for each of our safe driving criteria:
We'll contact you once you've purchased your policy and organise a visit from our quality team of highly trained mechanics who will fit your telematics box within 14 days of your policy purchase. Don't worry, you are insured during this period.
The telematics box will have no effect on any of your cars systems or electrics and will not affect the performance of your car in any way.