Telematics insurance is car insurance where a telematics device, either a box is fitted to your car or your smartphone using a telematics app, is located within your car. The telematics device then tracks many aspects of your driving and in turn helps you become a better driver as well as offering additional safety and anti-theft features.
When you take out a telematics car insurance policy with us, information is collected from your telematics device - the AIG BoxClever telematics box (also called a black box) . The telematics device then sends us your driving data which we analyse to find out how safely you drive.
After you've been driving for some time you can view your telematics data by using your personal login to our ‘Rate My Drive’ portal.
With AIG BoxClever, we install a free Telematics Box in your car. This means we can offer you great rates, let you track your driving and earn rewards as well as enjoying additional safety benefits.
1) A GPS system
Which tells us where you are in Ireland, what type of road you are on and when you are driving.
2) An Accelerometer
Which gives us information on any abrupt movements while driving such as heavy braking, sharp turning or even a car accident.
3) A SIM Card
Which is needed to send your recorded driving information to us.
4) Computer Hardware
Which processes your driving data, analyses it and helps send it to us.
The telematics device collects a range of data about your driving. This data typically contains...
We typically use the transmitted data...
Using the RateMyDrive portal with AIG BoxClever you can see a summary of your driving information, including summaries of your journeys, distance travelled and your scores for each of our safe driving criteria:
We'll contact you once you've purchased your policy and organise a visit from our quality team of highly trained mechanics who will fit your telematics box within 14 days of your policy purchase. Don't worry, you are insured during this period.
The telematics box will have no effect on any of your cars systems or electrics and will not affect the performance of your car in any way.