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Discover the Benefits of AIG Car Insurance

With all our car insurance policies you will get a wide range of benefits as listed below  and in our policy summary document.

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Save More With Your Partner

You could benefit from a reduced premium if you and your partner are insured on the same policy and vehicle.

No Claims Discount

Get 65% off with your No Claims Discount

If you have 6 years or more claim free driving, you could save 65% on your AIG Car Insurance policy.

Here for you...

We’ll be there for you

We provide Breakdown Assist as standard on our motor policies. If you need assistance, call us 24hrs a day on (01) 804 4328.

Drive More...

Drive other cars*

When you take out car insurance cover with us, we’ll give you automatic third party insurance† to drive someone else’s car. Perfect in a pinch!

Drive Further...

Drive your car abroad

Planning a big European trip? No problem, we provide up to 45 days cover if you want to bring your car for a drive around Europe.

Claims Protection...

Stepback No Claims Bonus Protection

If you make a fire, theft, or broken glass claim only part of your No Claims Bonus will be affected. Our Step Back protection is offered to always protect your bonus.

Possession Protection...

Protection on your possessions

We understand that having your personal items stolen from your car can be a serious issue. While we can’t bring your items back, we will help with replacements.

Windscreen Protection...

Protection for your windscreen

Damage to your windscreen is one of those frustrations that everyone can do without. We’ll replace it without any fuss so you can get back on the road.

*Underwriting Criteria Applies

Why not see how much you could save...


A Choice of Cover

Comprehensive, third-party and telematics car insurance from AIG.

Comprehensive Cover

Comprehensive Car Insurance

Covers damage to your car and other people's cars and property.


 Breakdown Assist

 Accidental Damage



 Temporary Replacement Car

 New for Old Replacement Car

 Legal Liability

€300 Standard Policy Excess


Third Part, Fire And Theft Cover

Third Party, Fire & Theft

Covers damage to other people's cars or property, plus fire and theft protection for your car.


 Breakdown Assist



 Legal Liability

€300 Standard Policy Excess


Telematics Cover


Learn more about your driving and earn cheaper premiums with our smart app.


Choose either Comprehensive or Third Party, Fire & Theft Benefits

 Earn a Cheaper Premium

 Simple to Install

 Real-Time Driving Information

€300 Standard Policy Excess


Find Out More.


Learn more about the difference between third party, fire and theft and comprehensive insurance >


Why Choose AIG Car Insurance?

Whether you're driving around Ireland in a hatchback, saloon or family SUV, we are sure to have the car insurance policy that's right for your needs. With excellent benefits that cover a range of extras including driving abroad or other vehicles, to our friendly staff that are always happy to help, we've got the right cover for you. If you’re thinking of receiving a quote from AIG, consider some of our benefits below::

Uo to 20% Discount

Up to 20% discount**

Get our XLNTdriver policy and enjoy the benefits of fully comprehensive insurance as well as up to 20% off your motor insurance.

Secure No Claims Discount

Personal Accident Cover

If you are injured in an accident, we offer up to €10,000 personal accident cover letting you get back to recovering.

We're Here For You

We're here for you

You can call us between 9am - 6pm and our team will be happy to help or find your answer with our Existing Customers section.

**20% discount applies to our XLNTdriver product.


XLNTdriver Telematics App

AIG XLNTdriver provides you with a great new way of saving money on your car insurance quote in Ireland. By helping you better understand your driving behaviour and what could affect your insurance premium, you can save on your car insurance premium when you download and use our telematics app. Read more.

The benefits of XLNTdriver:

∙ Earn more discounts on your premium based on good driving.

∙ Simply install and register, the app does the rest.

∙ Truly intelligent; only tracks when you are driving.

∙ Real-time information on your driving.

∙ Helps keep your driving safe.


Become an XLNTdriver with our smart app


Important Information & Policy Documents


∙ Our products are available for Ireland residents only.

∙ You must be 21 years or over to purchase a policy.

∙ You can find a copy of our terms of business here


Policy Documents:

∙ Policy Summary

∙ Standard Policy Wording


Have a Question?

You can find a list of our most frequently asked questions on our FAQ page. Otherwise you can contact our customer service team between 9am - 6pm on 1890 27 27 27. If you need help with your existing policy or are looking to renew, you can find all your relevant information on our Existing Customers page.


You might also be interested in...

Woman in Car


Car Insurance for Women

∙ Personal items cover up to €300

∙ Breakdown assistance as standard

Find Out More

Man in car


Car Insurance for Men

∙ Enjoy No Claims Bonus protection

∙ 45 Days cover for driving abroad

Find Out More

Over 50s


Car Insurance for Over 50s

∙ Premiums that reflect your experience

∙ Up to 65% no claims discount

Find Out More


Motor through some of our tips and thoughts

XLNTdriver Driving Behaviour Infographic

XLNTdriver Driving Behaviour

AIG research shows young male drivers twice as likely to speed daily and young female drivers most likely to suffer from road rage! Our survey published ahead of the June Bank Holiday weekend shows 61% of male drivers... Read more


8 Essential Car Safety Tips

8 Essential Car Safety Tips

Keeping your car in safe working condition is very important and regular checks and services should be undertaken. Apart from regular services by your mechanic or garage, there simple checks that you can do yourself... Read more


5 Irish Autumn Road Trips

5 Irish Autumn Road Trips

Autumn leaves are legendary. Across Ireland, leaves are turning from green to gold to amber, red to orange. The show is magnificent and what’s more it’s free. Here we give you 5 autumn road trips where you can see the... Read more



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*Up to 25% discount applies when you add your partner as the named driver where both parties live as a couple at the same address, your partner is the only named driver on the policy, holds a full Irish licence and 5 years claims free driving . Normal underwriting acceptance criteria apply. Applies to AIG Direct new business only. Offer expires 30/9/2018. Subject to minimum premium. Starting from €310.