03.07.2019 Car Insurance
Being a first time driver is an intriguing time, you’ve just got your driver’s license and you’re looking to get out on the road. But it can be intimidating for a new driver when looking for first time car insurance quotes. Although it’s true that car insurance for learner drivers can be more expensive than experienced drivers, there are things that you can do to get the best price.
Whether you need learner driver insurance for your own car or insurance for learner drivers on a parents car, the first thing you will need to do is decide on the level of cover you are after.
You can go for Comprehensive or Third Party, Fire and Theft. Comprehensive is the top level of cover and can sometimes work out cheaper in the long run. It allows you to claim for damages even if you’re at fault, so a good option for the first time insuring a car. Third Party Fire and Theft covers you against damage to other people, cars and property as well as fire and theft. Another option for first time drivers is signing up for our Young Driver's Car Insurance - AIG BoxClever. It gives the option of much cheaper car insurance by allowing you to only pay for the kilometres you need. You can choose to take out 8,000; 10,000 or 12,000 kilometres. And each month you can earn extra reward kilometres by driving safely.
The safer the car is, the better it is for a new driver, or someone seeking car insurance for provisional drivers. When buying a car you need to make sure that it’s fitted with the essential safety features, such as: seatbelts, rear view mirrors, side and front airbags, GPS, electronic stability control and anti-lock brakes. Additional security in your car like alarms, trackers and immobilisers can help reduce the likelihood of damage and theft which in turn, can help keep the costs of your car insurance premium down, even when you're in need of provisional driver insurance.
Following the rules and driving safe is the best way to avoid accidents and this is what will really save you money over the course of your driving lifetime. It is important to address this right from the beginning because bad habits are easy to form and very hard to lose.
Before starting out with your car, it’s very important that you become familiar with the basic controls of the car including switches, levers, seatbelts, lights, pedals, indicators and where all of these are located. Learning how the car brakes and handles is of utmost importance, you can use an empty parking lot to practice all these.
There are so many things that can distract us nowadays but it is so important to always keep your eyes on the road. That means no texting, no calling, no eating, and no turning around to chat with friends in the backseat. Accidents can happen in a split second, but if you’re paying attention, you’ll have a better chance of avoiding one. To avoid further distractions when on the road you should make sure to adjust your seat and have all your mirrors positioned so that you can see out of them properly before your journey. This is a good habit to get into to ensure the safest trip possible.
When you’re ready to start your motoring journey, AIG will ensure it runs as smoothly as possible by providing you with the best value policy that suits your lifestyle. Get an online car insurance quote in just minutes and see how much you can save with our online discount.