AIG’s Package and Combined insurance products are available online through Rapidcover (www.rapidcover.ie). The products are designed to meet the insurance needs of small and medium sized enterprises.
Through AIG Rapidcover, we deliver all you’d expect from Package and Combined policies and more.
Office Package: This comprehensive single location policy covers an extensive list of trades. There are nine cover options targeting small office risks where wage roll and turnover are small and are not required for rating purposes.
Office Combined: Is a comprehensive multi-location policy also covering an extensive list of trades. Cover is now available for larger and more complex office risks where wage roll and turnover is required for rating purposes. This solution differs from our package product as you can tailor the coverage to suit your clients’ specific needs. To access this product just simply tick yes when asked if the contents sums insured exceeds €350,000 on the Office Package quote page. You will then have a seamless transition to the Office Combined Product where your contents sums insured per location can be less than €350,000.
Property Owners: We cover a range of property types for sums insured of up to €5 million for commercial, manufacturing, offices, shops, surgeries and warehouses. We offer optional multiple premises cover under the one policy. Discounts are available for additional features such as linked fire and burglar alarms.
Public Liability: Clients can choose from three Public Liability cover options; €1.3 million, €2.6 million and €6.5 million. Our policies are designed to cover clubs, associations and white-collar professionals, offering competitive premiums and cover for “one off events”.
Commercial Combined: Offers a range of Property, Business Interruption and Liability insurance covers. With its broad range of covers, whether that’s core, optional or included services, we think it represents outstanding value. Our Commercial Combined solution is suitable for wholesale and light manufacturing risks with a total Material Damage and Business Interruption sums insured of up to €10 million. Our bespoke combined product offering includes Material Damage All Risks (Building contents, stock and all other contents), Business Interruption, Employers Liability, Public Liability, Accident and Health, Directors and Officers, and Fidelity.
Shops Package: Our Retail package policy is a comprehensive product with, again, multiple premises options. We pride ourselves on our market leading solutions, so our standard wording includes a number of enhancements such as Engineering Breakdown, Management Protector – Fidelity and Computer Fraud and Personal Accident.
We offer an end to end e-trading process with our AIG Rapidcover system where a broker can obtain a quote and bind business in a matter of minutes. Our local underwriting and claims teams are dedicated to helping our broker partners and are on hand to answer any questions you may have. We are happy to offer bespoke cover selection with multi-locations and primary and secondary trades. This makes AIG a very strong partner to have as we can tailor our policies to suit your clients’ needs.
For more information, log on to www.rapidcover.ie or feel free to contact me directly at Paul.Winters@aig.com / +353 1 208 4961