Crime and Employee Infidelity

Minimising the many business impacts of dishonesty

Reasons to consider Crime insurance from AIG

Safeguarding more than money

We protect companies because we know that the financial loss is not the only impact of fraud. Real protection may also require assistance with retaining disappointed customers, reviving damaged brands and restoring employee morale.

Guarding against the inside job

It can be hard to accept that your own staff might be stealing from you. Unfortunately, the truth is that it may be the most trusted and senior staff who have the knowledge to skirt security and set up well-concealed fraud systems.

Crime and the global economy

Thanks to the internet, criminals can attack from anywhere in the world, making them harder to track down. They are good at keeping a step ahead of system security measures and software. Insurance provides financial support without the need to bring thieves to justice.

Experts to get to the heart of the problem

Our cover includes access to investigative experts to establish the size of the loss and how the loss was sustained. This can help free up management time at a difficult time, while speeding up the process, helping avoid similar occurrences in the future and promoting confidence as the matter is professional dealt with.

Who is it for?

Our product range includes BusinessGuard Plus Crime for small to mid-sized private companies, BusinessGuard for Non-Prifut Entities for non-profit organisations and CorporateGuard CrimeManager Complete for mid to large-sized companies other than financial institutions.

What is covered?

  • Employee fraud and dishonesty in respect of employees
  • Third party computer and funds transfer fraud
  • Optional cover for occupational assault  

Under CorporateGuard CrimeManager Complete:

  • Risk management advice is available together with cover for loss investigation fees
  • Cover can be extended to include extortion and kidnap and ransom and employees of service companies providing out-sourced administrative services