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Discover the benefits of Rental & Landlord Insurance?

AIG has fantastic rental & landlord home insurance for your properties across Ireland. You can relax in the knowledge that your asset is being protected from potential harm. Enjoy excellent benefits including:

Loss of Rent

Loss Of Rent Cover

If your tenants are forced out of your property due to an insured event you can claim up to 20% of your buildings sum insured.

Your Liability to Others

Your Liability to Others

Get Legal liability protection of up to €1.3m inclusive of all legal fees and other expenses helping you to be worry-free.

An Excellent Cover Range

An Excellent Cover Range

You'll be covered for multiple limits which include door lock replacements, title deeds and accidental damage to service pipes and cables.

 

What is Rental & Landlord Insurance?

 

If you have a rental property and are looking for insurance then Rental and Landlord Home insurance is the policy that you'll be looking to take out. This type of policy covers the building and the property owner most forms of financial loss or disruption from events that can damage or force tenants to vacate the property. Most policies, including AIG's, let the landlord insure the contents of the building that belong to them and that are still present when the tenant is living there. For details of our policy please see the policy wording or the policy summary for an overview.

What is Rental & Landlord Insurance?
 
 

Why AIG Rental & Landlord Insurance?

We understand that as a landlord your property is a vital asset to protect and we also understand that you may need a specific policy to cover the inevitabilities that come with rental properties. As such AIG rental and landlord insurance is designed to enable you to rest easy knowing that your rental property is protected from a variety of issues that may arise.

Emergency Home Assist Helpline

Emergency Home Assist Helpline

Our 24 hour Home Assist emergency helpline gets you in touch with a network of repairers to help alleviate the effects of a loss, as quickly as possible.

No Claims Discount Saving You More

No Claims Discount Saving You More

All AIG home policies come with an offer of up to a 30% No Claims Discount* allowing you to save even more. See what you could save below.

Optional Extra Covers Available

Optional Extra Covers Available

Add accidental damage to your cover and get extended coverage on your household. Be sure to read our policy for the listed exclusions.

*To qualify for 30% off your home quotation, you must have at least 3 years claims free history on the house to be insured. 30% Discount for 3 years No Claims.

 
 

Rental & Landlord No Claims Discount Scale

As a means of rewarding our rental & landlord home policy owners who have remained claim free, we are offering up to a 30% No Claims Discount on our policy. Our Rental & Landlord Home Insurance operates on the following No Claim Discount scale:

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  Discount %

1 Year Claims Free

10%

2 Years Claims Free

20%

3 Years Or More Claims Free

30%
 
 

It's important to know...

This Rental Home insurance product is not suitable for multi dwelling unit properties, such as large houses and/or apartment block type buildings sub-divided into individual flats or apartments.

 

Whenever the Rental Home becomes untenanted for a period exceeding 35 days then you must ensure that:

1) The water is turned off at the mains and the entire water system (including the water tank) is drained; 

2) The Rental Home Buildings are visited and inspected at least once every 7 days.

Policy Documents:

∙ Policy Summary

∙ Policy Wording

∙ Home Cover Assumptions

∙ Rebuilding Cost Guidelines (2016)

(Society of Chartered Surveyors Ireland)

 
 

Do you have a question?

You can find a list of our most frequently asked questions on our FAQ page. Otherwise you can contact our Rental & Landlord team between 9am - 6pm on 1890 27 27 27.

If you need help with your existing policy or are looking to renew, you can find all your relevant information on our Existing Customers page.

 
 

Read about rental & landlord home advice and help

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How to Save On Your Home Insurance Quote

How to Save On Your Home Insurance Quote

Nobody wants to pay more for their home insurance than they have to. Adequately insuring your home and its contents is absolutely essential and in some cases may even be mandated by your mortgage provider. However, this doesn’t mean there are not some steps you can take to lower your home insurance quote. We have put together some top tips to... Read more

 

 
 
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*Minimum premium of €275.00 incl. govt. levy applies for Buildings and Contents cover. Optional extras excluded.