AIG has fantastic rental & landlord home insurance for your properties across Ireland. You can relax in the knowledge that your asset is being protected from potential harm. Enjoy excellent benefits including:
Loss Of Rent Cover
If your tenants are forced out of your property due to an insured event you can claim up to 20% of your buildings sum insured.
Your Liability to Others
Get Legal liability protection of up to €1.3m inclusive of all legal fees and other expenses helping you to be worry-free.
An Excellent Cover Range
You'll be covered for multiple limits which include door lock replacements, title deeds and accidental damage to service pipes and cables.
If you have a rental property and are looking for insurance then Rental and Landlord Home insurance is the policy that you'll be looking to take out. This type of policy covers the building and the property owner most forms of financial loss or disruption from events that can damage or force tenants to vacate the property. Most policies, including AIG's, let the landlord insure the contents of the building that belong to them and that are still present when the tenant is living there. For details of our policy please see the policy wording or the policy summary for an overview.
We understand that as a landlord your property is a vital asset to protect and we also understand that you may need a specific policy to cover the inevitabilities that come with rental properties. As such AIG rental and landlord insurance is designed to enable you to rest easy knowing that your rental property is protected from a variety of issues that may arise.
Emergency Home Assist Helpline
Our 24 hour Home Assist emergency helpline gets you in touch with a network of repairers to help alleviate the effects of a loss, as quickly as possible.
No Claims Discount Saving You More
All AIG home policies come with an offer of up to a 30% No Claims Discount* allowing you to save even more. See what you could save below.
Optional Extra Covers Available
Add accidental damage to your cover and get extended coverage on your household. Be sure to read our policy for the listed exclusions.
*To qualify for 30% off your home quotation, you must have at least 3 years claims free history on the house to be insured. 30% Discount for 3 years No Claims.
As a means of rewarding our rental & landlord home policy owners who have remained claim free, we are offering up to a 30% No Claims Discount on our policy. Our Rental & Landlord Home Insurance operates on the following No Claim Discount scale:
1 Year Claims Free
2 Years Claims Free
3 Years Or More Claims Free
This Rental Home insurance product is not suitable for multi dwelling unit properties, such as large houses and/or apartment block type buildings sub-divided into individual flats or apartments.
Whenever the Rental Home becomes untenanted for a period exceeding 35 days then you must ensure that:
1) The water is turned off at the mains and the entire water system (including the water tank) is drained;
2) The Rental Home Buildings are visited and inspected at least once every 7 days.
Whether you’re a winter wanderer or prefer to hibernate, you can take some simple steps to conserve energy and help protect your home this winter. As temperatures drop, AIG wants to help ensure that you don’t waste energy and your home won’t suffer damage during the long winter months. Just one frozen pipe this winter can mean no heating or warm water... Read more
Nobody wants to pay more for their home insurance than they have to. Adequately insuring your home and its contents is absolutely essential and in some cases may even be mandated by your mortgage provider. However, this doesn’t mean there are not some steps you can take to lower your home insurance quote. We have put together some top tips to... Read more
*Minimum premium of €288.75 incl. govt. levy applies for Buildings and Contents cover. Optional extras excluded.