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Holiday Home Insurance for homes in the Republic of Ireland

AIG has extensive holiday insurance for Irish homes that will help you breathe easy while you’re away. Enjoy wonderful benefits including:

Contents Cover

Your contents are covered

You belongings are insured for up to €3,000 per item or 5% of your insured contents sum.

Protection form accidents to others

Help with liability to others

Up to €1,300,000 included legal fees for legally liable accidents to others on your holiday home property.

Emergency Helpline

Emergency assist helpline

With our 24 hour emergency helpline you'll always have someone to call when you need to.


What is Holiday Home insurance?


The last thing you want while you’re away from your holiday home is to worry about it while you’re not there. With holiday home insurance your home away from home is covered so you can rest easy in the knowledge that your covered. In order to qualify, your residence needs to be located in the Republic of Ireland, be used solely as a domestic holiday accommodation and follow a few additional upkeep and property security guidelines as outlined in the holiday home insurance policy.


What is Holiday Home Insurance

Why AIG Holiday Home Insurance?

Are you looking to protect your sunny countryside retreat or your favourite family summer spot while you can't be enjoying your home away from home. Then AIG's Holiday Home insurance is the perfect choice for you, ensuring your favourite holiday spot is always covered from damage or theft while you count down the days to your next visit.

Up to 30% No Claims Discount

Up to 30% No Claims Discount*

As with our other home products, we offer up to a 30% No Claims Discount on our holiday home policy. You can view the scale below.

Wide Range Of Cover

Wide Range Of Cover

With cover for doors, deeds, debris removal and even fire brigade costs, you can worry less about your holiday home while you're not there.

Emergency Home Assist Helpline

Emergency Home Assist Helpline

Our 24 hour Home Assist emergency helpline gets you in touch with a network of repairers to help alleviate the effects of a loss, as quickly as possible.

*To qualify for 30% off your home quotation, you must have at least 3 years claims free history on the house to be insured. 30% Discount for 3 years No Claims.


Holiday Home No Claims Discount Scale

We like to reward our holiday home policy holders who stay claims free by offering up to a 30% No Claims Discount on our policy. Our current holiday home insurance No Claim Discount scale is as follow:

  Discount %

1 Year Claims Free


2 Years Claims Free


3 Years Or More Claims Free


It's important to know...

Our Holiday Home Policy Summary sets out the significant features, benefits, limitations and exclusions of our holiday home insurance policy. It also outlines significant cover assumptions that you need to read and accept before proceeding. Holiday Home quotations are valid for a period of 30 days from the time you obtain a confirmed quotation on-line or from our Customer Service Team in Dublin.


Holiday Home Cover Excess Amounts 

∙ Standard €500

∙ Water or Subsidence damage €1,000

∙ Premium discounts also available for additional voluntary excess amounts.

Policy Documents:

∙ Policy Summary

∙ Policy Wording

∙ Home Cover Assumptions

∙ Rebuilding Cost Guidelines (2016)

(Society of Chartered Surveyors Ireland)


Do you have a question?

You can find a list of our most frequently asked questions on our FAQ page. Otherwise you can contact our Holiday Home team between 9am - 6pm on 1890 27 27 27.

If you need help with your existing policy or are looking to renew, you can find all your relevant information on our Existing Customers page.


Explore our great tips to maintain your holiday home

10 Important Home Security Tips

Simply installing a home alarm system doesn’t automatically mean that you should ignore security in your home. While alarm systems act as a deterrent to potential burglars, other measures should be followed to ensure the safety of you and your belongings. Here are some useful tips to secure your home, your family and your belongings... Read more


Hibernate Your Home Infographic

Whether you’re a winter wanderer or prefer to hibernate, you can take some simple steps to conserve energy and help protect your home this winter. As temperatures drop, AIG wants to help ensure that you don’t waste energy and your home won’t suffer damage during the long winter months. Just one frozen pipe this winter can mean no heating or warm water... Read more


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*Minimum premium of €275.00 incl. govt. levy applies for Buildings and Contents cover. Optional extras excluded. Call us for details 01 261 1248.