Learn More About Contents Insurance
Contents insurance covers the contents of your home, including items such as televisions, laptops and kitchen appliances. It provides you with peace of mind in the event of any loss or damage to your home contents.
What does your contents insurance cover?
The easiest way to understand what insurers consider “contents” is to consider anything you would pack if you were to move house. Your contents cover also includes; carpets and curtains, and includes furniture, domestic appliances, clothing and jewellery.
A home contents insurance policy covers loss, destruction and/or damage caused by a range of events insured including:
- Fire
- Smoke
- Storm or Flood
- Freezing, Escape of Water from within any Plumbing or Heating System, Fixed Water Apparatus or Fixed Domestic Appliance.
- Escape of Oil from within any Plumbing or Heating System or Fixed Domestic Appliance.
- Stealing (or Attempted Stealing)
- Malicious Damage and Vandalism
For more information you can view the Policy Summary and Table of Benefits.
How much Contents Insurance should you purchase?
It’s sometimes difficult to calculate how much house contents insurance you’ll need. The maximum amount you’ll get back if your home is wholly damaged is called a “sum amount” so it’s important to get your coverage amount right. A good rule of thumb is to take an inventory by taking notes as you walk through each room of your house.
You might be surprised how many valuables you have, especially when you take into account items that might be out of sight. The best way to make sure you are properly insured is to keep the sum insured up to date. At AIG we provide additional cover of 10% for 1 month before and after a wedding.
Cover options to suit you
Plus
Includes coverage for*
- Accidental damage of Fixed Glass and Sanitary Fittings
- Freezer/Refrigerator contents up to €1,000
- Fraudulent use of Credit/Debit Cards up to €1,000
- Contents uplift of 10% during months of December and January
- Title Deeds up to €750
Premier
In addition to what is covered by Plus, you’re also covered for*
- Adaptation of Home Following Disability up to €10,000
- Home Office equipment cover up to €6,000
- Loss of Oil up to €2,000
- Automatic Unspecified All Risks of up to €3,000
- Loss or damage to shopping up to €500
*Please see policy details for additional information and stipulations of coverage.
Sign up for home contents insurance today—it only takes a few minutes.