14.03.2017 Home Insurance
At AIG Ireland we know the contents of your house go a long way to making it feel like home:
What happens if they are damaged or stolen? That is when contents insurance matters. It allows you to replace the things that matter within your home quickly and easily and get working on new memories.
Contents insurance covers items within your house, where as buildings insurance covers the damage to the structure of the house. You may be surprised by the amount of things contents insurance covers including:
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Without contents insurance you will have to cover the cost of replacing these items should your contents be:
These events are stressful enough without the worry of replacing items out of your own pocket too.
Don’t automatically select the cheapest option. Choose the option that is right for you. Research what is covered in the event your contents are damaged and make sure it matches your needs.
The best method for valuing your contents for insurance is to systematically go through each room and list out the high value objects and the estimated cost to replace them. Take photographic evidence of items that can easily be removed e.g. iPads or laptops
Note: very valuable objects like art works or antiques may need to be insured separately.