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There are good reasons to consider Motor Fleet insurance from AIG

Driven for business

A company’s fleet of work-use motor vehicles represents a significant investment in capital and management time. It also represents a sizable proportion of the risk the company carries as driving is among the most dangerous work activities.

Cover for the business’ vehicles

The implications to businesses from fleet incidents reach far deeper even than human tragedy. From missed deliveries and unproductive downtime, replacement staffing and the high costs and delays associated with repairs, the costs of even a minor accident can escalate. AIG also offers fully comprehensive policies to cover the company’s vehicles.

Protecting others on the road

Motor Fleet Insurance protects businesses financially from compensation claims from third parties as a result of a motor accident or from the theft of a vehicle. These third party claims could be in the form of financial compensation for injury or property damage for a third party.

Driver Safety

To ensure those who drive at work stay safe, our driver profiler has been designed to help identify those who may be at risk and to provide companies with a powerful tool to assist in driver training and fleet risk management.

Who is it for?

This insurance is suitable for any business operating large auto fleets. AIG places a strong focus on good risk management procedures in the fleets it underwrites.

What is covered?

Comprehensive, third party fire and theft or third party only fleet cover, tailored to insured's needs.

Driver Profiler

In just 20 minutes our driver profiling tool analyses a wide range of variables for each driver including the type of vehicle used, average mileage driven, accident history, state of mind while driving and knowledge of the Rules of the Road. This builds a picture of their driving profile. Companies can review drivers’ results so they can identify and up-skill their riskiest drivers.

Our driver profiler is automatically included with motor fleet insurance and can be of assistance whether your fleet comprises of cars, vans, lorries or blue-light vehicles. Furthermore, it is aimed at all kinds of drivers, from occasional business drivers to professionals.

Developed in conjunction with the Transport Research Laboratory (TRL) the driver risk profiling tool is completely independent and scientifically verified. It generates an immediate report for drivers and includes suggestions to improve driving skills. This provides fleet managers with a valuable and comprehensive reporting suite so they can target coaching and risk management where it’s needed most.