Can A Telematics Insurance Policy Save You Money

Telematics insurance is becoming more and more popular in the Irish insurance market. In a recent survey over 77% of AIG customers agreed that telematics solutions make the roads safer and 80% of Irish drivers would be willing to install telematics if linked with a discount.

Installing telematics in your car is a great way to get your first insurance policy if you’re a young and inexperienced driver. And, if you are a safe and experienced driver, get the discounts you deserve. At AIG we have a telematics policy to suit all new and younger drivers.

What is Telematics Insurance?

Telematics Insurance involves installing a small box - often known as a black box - into your car. This box uses telematics technology to record various aspects of your driving including speed, distance and time of travelling. The data collected is then used to calculate a personal driving score that can contribute to a cheaper insurance policy in the form of renewal discounts.

What are the benefits of Telematics Insurance?

This varies depending on your policy, but the main benefits of our three telematics policies include:

  • Upfront discounts
  • Further discounts at renewal
  • Extra mileage awards
  • Promotion of safer driving
  • GPS tracker if car is stolen

What information does the Telematics Device collect? 

The technology in the telematics box records a range of data about your driving:

  • Total speed
  • Smoothness of accelerations and decelerations
  • Sharpness of turns
  • Time of day while driving
  • Length of journeys
  • How often you drive
  • Total Mileage

Who is Telematics Insurance for?

Currently, this type of insurance is aimed at young drivers or those without a no claims bonus. Our BoxClever policy is aimed at those under 27 and looking to build their driving history and No Claims Bonus.


Who’s it for? Young drivers under the age of 27
Type of policy Limited mileage policy
Telematics Technology Telematics box installed for free
Benefits Extra mileage awarded for safe driving

AIG BoxClever is for young drivers under the age of 27. For this policy, you set a number of kilometres on the policy and a black box is installed to the car for free. The box then monitors your driving style. Safe drivers will be awarded extra kilometres on the policy - keeping you in the driver’s seat for longer.

Are you ready to save money on your car insurance policy? Get an online quote in minutes with AIG.


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